Exclusive (E2022)

Multitalent Investment GmbH

Offer and conditions

The partial debentures are offered to investors in Germany, Austria, France, Belgium, Italy, Latvia, Estonia, Lithuania, Finnland.

Investment amount one-time from 100,000 EUR/CHF

Interest rate 8% p.a.

Term until 31/12/2027

Stock deposit No

Type of investmentRegistered bonds under Austrian law (bond)
Interest paid2,0% quarterly
ISIN numberEUR: DE000A3MQAX5
Redemptionafter expiry of the term
Offer perioduntil 28/04/2023
Processing feenone
Staggered arrangement1,000

Approval of the prospectus is not to be understood as an endorsement of the securities offered.

Potential investors should read the prospectus before making any investment decision in order to fully understand the potential risks and rewards of deciding to invest in the securities.

Only the English language version of the Prospectus and any supplements thereto have been approved by the Austrian Financial Market Authority (FMA) and are therefore binding. The translated versions of the Prospectus and any Supplements have not been reviewed by the FMA and are not binding accordingly.

The acquisition of this investment product is associated with considerable risks and could lead to the complete loss of the invested capital.

The complete and legally binding information can only be found in the published EU Growth Prospectus dated 28 April 2022, the relevant Final Terms and the Terms and Conditions of the respective Bonds. These can be requested free of charge from the Administrative Agent VIVAT Verwaltungs GmbH, Rosenau 54, D-87437 Kempten, www.multitalent.ag.



Conditions sheet



What does "bearer debenture" mean?

The debenture bond, also called a bond, is a first-ranking security for which the investor receives interest. A bond is divided into partial bonds at the nominal amount stated in each case. With a bond, the investor transfers a certain amount to the issuer of the bond for a certain period of time. The issuer of the bond in turn undertakes towards you as the creditor of the monetary claim to repay the debt at the end of the term. It must also pay interest on the amount at a fixed rate on an ongoing basis.

When can the contract be terminated?

The contract automatically ends at the end of the contract period.

What happens to the contract in the event of death?

The contract is transferred to the heir(s) with all rights and obligations in the event of death. The laws of descent and distribution of the investor's country of origin apply.

How high are the processing fees?

There are no processing fees.

Which tax issues have to be considered?

The individual customer is responsible for paying taxes on the interest received. You can find out more information about this in our sales prospectus and from your tax advisor.

What are the obligations?

After conclusion of the contract, the customer undertakes to pay the agreed contractual sum in due time. In return, the Issuer agrees to pay interest and repay the principal at the end of the contract term.

What is the end date of the contract?

Prestige/Exclusive (E2022): 31.12.2027

What is the interest rate?

Prestige (E2022): 6% p.a.

Exclusive (E2022): 8% p.a.

Payment is made quarterly.

Where is the investment capital invested?
  • Purchase and sale of real estate
  • Corporate shareholding in real estate projects
  • Physical gold
What is the minimum investment amount?

Prestige (E2022): one-time, from 5.000 EUR/CHF

Exclusive (E2022): one-time, from 100.000 EUR/CHF

  • Supplement No. 1 from 19.10.2022 (E2022)
    EUR, English
  • EU Growth Prospectus PRESTIGE/EXCLUSIVE E2022
    EUR/CHF, English
  • Supplement No. 2 from 16.01.2023 (E2022)
    EUR, English
  • Supplement No. 3 from 13.02.2023 (E2022)
    EUR, English
  • Value Analysis Prestige/Exclusive (E2022)
    EUR/CHF, English

Risk and return factor

Low High